WHAT IS OBAMACARE?

The Affordable Care and Patient Protection Act was a reform of the health laws signed on March 23, 2010 that aims to reduce health insurance costs. The main objective is that the cost of insurance should be shared between the government, employers and individuals, this law was approved by President Barack Obama and that gives rise to the unofficial name ObamaCare.

WHAT IS HEALTH INSURANCE?

Health Insurance is an agreement between the insurance company and the insured. In this agreement it is bilateral where the insurer undertakes to pay part of the medical services that the insured requires and the insured pays a monthly premium.

Importance of a medical insurance in the USA?

Although it is not mandatory, it is necessary to be protected with medical insurance in the USA in case of any eventuality. Health insurance helps us avoid the financial stress of an illness or accident. In the USA public health does not exist, the hospital will always treat us and then we will receive all mandatory costs of payment for our visit to the hospital.

Medical costs in the United States are very high and for you to get an idea the average cost of a day of hospitalization is $ 3949, the average stay in a hospital is 3 to 5 days, therefore depending on the condition, hospital and locality, the average cost of a hospitalization can widely exceed $20,000.